[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"page:\u002Fblog\u002Fclaim-rejected\u002F":3,"site":45},{"id":4,"meta":5,"title":21,"summary":22,"image":13,"image_card":13,"author":23,"category":24,"category_title":25,"published_on":26,"updated_on":13,"reading_minutes":27,"related_product_data":13,"related_articles":28,"body":29},37,{"type":6,"detail_url":7,"html_url":8,"slug":9,"show_in_menus":10,"seo_title":11,"search_description":11,"first_published_at":12,"alias_of":13,"parent":14},"blog.ArticlePage","http:\u002F\u002Flocalhost:8000\u002Fapi\u002Fv2\u002Fpages\u002F37\u002F","http:\u002F\u002Flocalhost\u002Fblog\u002Fclaim-rejected\u002F","claim-rejected",false,"","2026-10-13T21:55:18.632554+03:30",null,{"id":15,"meta":16,"title":20},31,{"type":17,"detail_url":18,"html_url":19},"blog.BlogIndexPage","http:\u002F\u002Flocalhost:8000\u002Fapi\u002Fv2\u002Fpages\u002F31\u002F","http:\u002F\u002Flocalhost\u002Fblog\u002F","وبلاگ","اگر بیمه‌گر خسارت را نپذیرد چه کنیم؟","مسیر اعتراض، شکایت به بیمه‌گر و مراجع رسیدگی.","تیم محتوای مویرگ","rights","حقوق بیمه‌گذار","2026-07-13",1,[],[30,36],{"type":31,"value":32,"id":35},"text",{"heading":33,"html":34},"خلاصه","\u003Cp>مسیر اعتراض، شکایت به بیمه‌گر و مراجع رسیدگی.\u003C\u002Fp>\u003Cp>این مقاله نمونه است و متن نهایی آن توسط تیم محتوای مویرگ در CMS نوشته می‌شود.\u003C\u002Fp>","0a3a0069-d6fe-48c2-8784-2af1ed0bc054",{"type":37,"value":38,"id":44},"faq",{"heading":39,"items":40},"پرسش‌های رایج",[41],{"question":42,"html":43},"از کجا شروع کنم؟","\u003Cp>نیاز و بودجه خود را مشخص کنید و با مشاور مویرگ صحبت کنید.\u003C\u002Fp>","3d16f0f5-5254-4bd4-affd-8fee4bc523dd",{"settings":46,"menu":58,"insurers":156,"licenses":280},{"phone_sales":47,"phone_support":11,"email":48,"address":49,"postal_code":50,"hours":11,"map_url":11,"registration_no":51,"national_id":11,"founded_year":52,"systems":53},"021-92001260","info@mooyrag.com","تهران، خیابان شهید بهشتی، خیابان بخارست، کوچه ششم، پلاک ۲۹، طبقه چهارم، واحد ۱۰","1514719719","۵۹۰۰۴۷","۱۳۹۹",{"policyholders":54,"consultants":55,"insurers":56,"corporate":57},"https:\u002F\u002Fmooyrag.com\u002Fmy","https:\u002F\u002Fmooyrag.com\u002Fportal?v=3","https:\u002F\u002Fmooyrag.com\u002Fins","https:\u002F\u002Fcorp.mooyrag.com",[59,74,93,108,120,132,144],{"id":60,"title":61,"url":62,"icon":63,"theme":63,"summary":64,"children":65},5,"درمان","\u002Fproducts\u002Fhealth\u002F","health","بیمه درمان تکمیلی بخشی از هزینه‌های درمانی را که بیمه پایه پرداخت نمی‌کند جبران می‌کند. سقف تعهدات، فرانشیز…",[66,70],{"id":67,"title":68,"url":69},6,"تکمیلی گروهی","\u002Fproducts\u002Fhealth\u002Fgroup\u002F",{"id":71,"title":72,"url":73},7,"تکمیلی انفرادی","\u002Fproducts\u002Fhealth\u002Findividual\u002F",{"id":75,"title":76,"url":77,"icon":78,"theme":78,"summary":79,"children":80},8,"زندگی و سرمایه‌گذاری","\u002Fproducts\u002Flife\u002F","life","برای آینده‌ای که امروز برنامه‌ریزی می‌کنید",[81,85,89],{"id":82,"title":83,"url":84},9,"عمر و زندگی","\u002Fproducts\u002Flife\u002Flife-insurance\u002F",{"id":86,"title":87,"url":88},10,"مستمری و بازنشستگی","\u002Fproducts\u002Flife\u002Fpension\u002F",{"id":90,"title":91,"url":92},11,"زندگی مبتنی بر طلا","\u002Fproducts\u002Flife\u002Fgold\u002F",{"id":94,"title":95,"url":96,"icon":97,"theme":97,"summary":98,"children":99},12,"خودرو","\u002Fproducts\u002Fcar\u002F","car","شخص ثالث برای هر خودرو اجباری است و خسارت دیگران را جبران می‌کند. بدنه اختیاری است و خسارت…",[100,104],{"id":101,"title":102,"url":103},13,"شخص ثالث","\u002Fproducts\u002Fcar\u002Fthird-party\u002F",{"id":105,"title":106,"url":107},14,"بدنه","\u002Fproducts\u002Fcar\u002Fbody\u002F",{"id":109,"title":110,"url":111,"icon":112,"theme":113,"summary":114,"children":115},15,"اموال","\u002Fproducts\u002Fproperty\u002F","home","property","خانه، مغازه یا کارگاه را در برابر آتش‌سوزی، صاعقه و انفجار بیمه کنید و در صورت نیاز خطرهای…",[116],{"id":117,"title":118,"url":119},16,"آتش‌سوزی","\u002Fproducts\u002Fproperty\u002Ffire\u002F",{"id":121,"title":122,"url":123,"icon":124,"theme":125,"summary":126,"children":127},17,"مسئولیت","\u002Fproducts\u002Fliability\u002F","scale","liability","وقتی کار، ملک یا محصول شما به دیگری آسیب بزند، بیمه مسئولیت هزینه جبران خسارت را تا سقف…",[128],{"id":129,"title":130,"url":131},28,"مسئولیت مدنی کارفرما در قبال کارکنان","\u002Fproducts\u002Fliability\u002Femployer\u002F",{"id":133,"title":134,"url":135,"icon":136,"theme":137,"summary":138,"children":139},18,"مهندسی","\u002Fproducts\u002Fengineering\u002F","cog","engineering","برای پیمانکاران، کارفرمایان پروژه و صاحبان تجهیزات؛ از روز اول ساخت تا سال‌ها بهره‌برداری.",[140],{"id":141,"title":142,"url":143},29,"بیمه تمام‌خطر پیمانکاری","\u002Fproducts\u002Fengineering\u002Fcar-cover\u002F",{"id":145,"title":146,"url":147,"icon":148,"theme":149,"summary":150,"children":151},19,"حوادث","\u002Fproducts\u002Faccident\u002F","alert","accident","پوشش فوت، نقص عضو و هزینه‌های پزشکی ناشی از حادثه، در کار، خانه، سفر یا ورزش.",[152],{"id":153,"title":154,"url":155},30,"بیمه حوادث انفرادی","\u002Fproducts\u002Faccident\u002Fpersonal-accident\u002F",[157,163,169,175,181,186,191,196,201,206,211,216,221,226,231,236,241,246,251,256,262,268,274],{"id":27,"name":158,"logo":159},"بیمه ایران",{"url":160,"width":161,"height":161,"alt":162},"\u002Fmedia\u002Fimages\u002Firan.max-180x180.png",90,"لوگوی بیمه ایران",{"id":164,"name":165,"logo":166},2,"بیمه آسیا",{"url":167,"width":161,"height":161,"alt":168},"\u002Fmedia\u002Fimages\u002Fasia.max-180x180.png","لوگوی بیمه آسیا",{"id":170,"name":171,"logo":172},3,"بیمه البرز",{"url":173,"width":161,"height":161,"alt":174},"\u002Fmedia\u002Fimages\u002Falborz.max-180x180.png","لوگوی بیمه البرز",{"id":176,"name":177,"logo":178},4,"بیمه دانا",{"url":179,"width":161,"height":161,"alt":180},"\u002Fmedia\u002Fimages\u002Fdana.max-180x180.png","لوگوی بیمه دانا",{"id":60,"name":182,"logo":183},"بیمه پارسیان",{"url":184,"width":161,"height":161,"alt":185},"\u002Fmedia\u002Fimages\u002Fparsian.max-180x180.png","لوگوی بیمه پارسیان",{"id":67,"name":187,"logo":188},"بیمه پاسارگاد",{"url":189,"width":161,"height":161,"alt":190},"\u002Fmedia\u002Fimages\u002Fpasargad.max-180x180.png","لوگوی بیمه پاسارگاد",{"id":71,"name":192,"logo":193},"بیمه سامان",{"url":194,"width":161,"height":161,"alt":195},"\u002Fmedia\u002Fimages\u002Fsaman.max-180x180.png","لوگوی بیمه سامان",{"id":75,"name":197,"logo":198},"بیمه دی",{"url":199,"width":161,"height":161,"alt":200},"\u002Fmedia\u002Fimages\u002Fdey.max-180x180.png","لوگوی بیمه دی",{"id":82,"name":202,"logo":203},"بیمه کارآفرین",{"url":204,"width":161,"height":161,"alt":205},"\u002Fmedia\u002Fimages\u002Fkar-afarin.max-180x180.png","لوگوی بیمه کارآفرین",{"id":86,"name":207,"logo":208},"بیمه رازی",{"url":209,"width":161,"height":161,"alt":210},"\u002Fmedia\u002Fimages\u002Frazi.max-180x180.png","لوگوی بیمه رازی",{"id":90,"name":212,"logo":213},"بیمه سینا",{"url":214,"width":161,"height":161,"alt":215},"\u002Fmedia\u002Fimages\u002Fsina.max-180x180.png","لوگوی بیمه سینا",{"id":94,"name":217,"logo":218},"بیمه ملت",{"url":219,"width":161,"height":161,"alt":220},"\u002Fmedia\u002Fimages\u002Fmellat.max-180x180.png","لوگوی بیمه ملت",{"id":101,"name":222,"logo":223},"بیمه معلم",{"url":224,"width":161,"height":161,"alt":225},"\u002Fmedia\u002Fimages\u002Fmoallem.max-180x180.png","لوگوی بیمه معلم",{"id":105,"name":227,"logo":228},"بیمه ما",{"url":229,"width":161,"height":161,"alt":230},"\u002Fmedia\u002Fimages\u002Fma.max-180x180.png","لوگوی بیمه ما",{"id":109,"name":232,"logo":233},"بیمه نوین",{"url":234,"width":161,"height":161,"alt":235},"\u002Fmedia\u002Fimages\u002Fnovin.max-180x180.png","لوگوی بیمه نوین",{"id":117,"name":237,"logo":238},"بیمه کوثر",{"url":239,"width":161,"height":161,"alt":240},"\u002Fmedia\u002Fimages\u002Fkosar.max-180x180.png","لوگوی بیمه کوثر",{"id":121,"name":242,"logo":243},"بیمه میهن",{"url":244,"width":161,"height":161,"alt":245},"\u002Fmedia\u002Fimages\u002Fmihan.max-180x180.png","لوگوی بیمه میهن",{"id":133,"name":247,"logo":248},"بیمه سرمد",{"url":249,"width":161,"height":161,"alt":250},"\u002Fmedia\u002Fimages\u002Fsarmad.max-180x180.png","لوگوی بیمه سرمد",{"id":145,"name":252,"logo":253},"بیمه تعاون",{"url":254,"width":161,"height":161,"alt":255},"\u002Fmedia\u002Fimages\u002Ftaavon.max-180x180.png","لوگوی بیمه تعاون",{"id":257,"name":258,"logo":259},20,"بیمه حافظ",{"url":260,"width":161,"height":161,"alt":261},"\u002Fmedia\u002Fimages\u002Fhafez.max-180x180.png","لوگوی بیمه حافظ",{"id":263,"name":264,"logo":265},21,"بیمه آسماری",{"url":266,"width":161,"height":161,"alt":267},"\u002Fmedia\u002Fimages\u002Fasmari.max-180x180.png","لوگوی بیمه آسماری",{"id":269,"name":270,"logo":271},22,"بیمه خاورمیانه",{"url":272,"width":161,"height":161,"alt":273},"\u002Fmedia\u002Fimages\u002Fkhavarmiane.max-180x180.png","لوگوی بیمه خاورمیانه",{"id":275,"name":276,"logo":277},23,"بیمه تجارت نو",{"url":278,"width":161,"height":161,"alt":279},"\u002Fmedia\u002Fimages\u002Ftejarat-no.max-180x180.png","لوگوی بیمه تجارت نو",[281,293,301],{"id":27,"title":282,"issuer":283,"number":284,"issued_on":285,"valid_until":11,"validity_note":286,"image":287,"pdf":13,"verify_url":11,"is_primary":292},"پروانه کارگزاری رسمی بیمه مستقیم برخط","بیمه مرکزی جمهوری اسلامی ایران","۱۸۹۰","۱۴۰۰\u002F۱۱\u002F۱۳","سه سال از تاریخ صدور؛ تمدید طبق ضوابط بیمه مرکزی",{"url":288,"width":289,"height":290,"alt":291},"\u002Fmedia\u002Fimages\u002Flicense-1890.max-1600x1600.jpg",1600,1131,"تصویر پروانه کارگزاری رسمی بیمه مستقیم برخط شماره ۱۸۹۰",true,{"id":164,"title":294,"issuer":295,"number":11,"issued_on":11,"valid_until":11,"validity_note":11,"image":296,"pdf":13,"verify_url":300,"is_primary":10},"نماد اعتماد الکترونیکی","مرکز توسعه تجارت الکترونیکی",{"url":297,"width":298,"height":299,"alt":294},"\u002Fmedia\u002Fimages\u002Fenamad.max-1600x1600.jpg",130,150,"https:\u002F\u002Ftrustseal.enamad.ir\u002F",{"id":170,"title":302,"issuer":303,"number":11,"issued_on":11,"valid_until":11,"validity_note":11,"image":304,"pdf":13,"verify_url":11,"is_primary":10},"نشان ساماندهی","وزارت فرهنگ و ارشاد اسلامی",{"url":305,"width":298,"height":299,"alt":306},"\u002Fmedia\u002Fimages\u002Fsamandehi.max-1600x1600.jpg","نشان ساماندهی پایگاه‌های اینترنتی"]